# Senior Product Manager - Business Lending

**Company:** [Mercury](https://hotfix.jobs/companies/mercury)
**Location:** San Francisco, CA, New York, NY, Portland, OR
**Role:** Product Management
**Salary:** $201k – $251k/yr
**Experience:** 7+ years
**Skills:** Product Management, Lending, Credit, Payments, Underwriting, Risk Management, Compliance, Data Science, AI/ML, Roadmapping
**Posted:** 2026-06-22

> Own vision, strategy, and roadmap for Mercury's business lending product suite. Drive end-to-end lending journey from application through repayment, partnering with risk, data science, engineering, and compliance.

## Job Description

## What You'll Do

- Own the vision, strategy, and roadmap for Mercury's business lending product suite
- Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment
- Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls
- Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners
- Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound
- Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize
- Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed
- Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment

## What You Bring

- 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain
- Experience of building and scaling lending businesses
- A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment, and the risk and compliance considerations that come with it
- Proven ability to ship AI-first and iterate on customer-facing products that solve real problems for users
- Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders
- Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities
- A track record of using data and experimentation to drive decisions and measurable outcomes
- Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area

## Similar roles

- [Senior Product Manager - API & Agentic Banking](https://hotfix.jobs/jobs/f9022112-5e9f-4a05-9f4e-7e9cb805fcf4) - Mercury - Remote - $201k – $251k/yr
- [Senior Product Manager](https://hotfix.jobs/jobs/7379fc20-363d-4c6a-b655-8a7fd6fc681a) - Yubico - Santa Clara, CA - $200k – $240k/yr
- [Senior Product Manager](https://hotfix.jobs/jobs/448197d4-15b0-41d0-bf40-370b2d046639) - Snowflake - Menlo Park, CA - $200k – $288k/yr
- [Senior Product Manager, Learner Platform Experience](https://hotfix.jobs/jobs/c81b00f8-24dc-4595-9910-13ed8c47fc9b) - CodePath - Remote - $200k – $232k/yr
- [Founding Product Manager, AI Corps](https://hotfix.jobs/jobs/3bb0af5e-0983-4a5e-a453-a5a362d9233a) - CodePath - Remote - $200k – $232k/yr

**Apply:** https://hotfix.jobs/jobs/62a52925-7361-44e5-b00d-a69b532010ad
**Canonical:** https://hotfix.jobs/jobs/62a52925-7361-44e5-b00d-a69b532010ad