# Staff Engineer, User Trust

**Company:** [Betterment](https://hotfix.jobs/companies/betterment)
**Location:** New York, NY
**Role:** Security Engineering
**Salary:** $200k – $238k/yr
**Skills:** Ruby on Rails, React, JavaScript, Fraud Detection, Risk Scoring, Kyc, Privacy, Compliance, Fullstack, Automated Testing
**Posted:** 2026-04-22

> Staff Engineer building scalable systems for user trust, fraud prevention, KYC, risk scoring, and compliance. Requires fullstack expertise in Ruby on Rails and React, plus experience leading projects in high-trust financial environments.

## Job Description

## Responsibilities
- Build systems and experiences for user privacy, compliance, account access, KYC, risk scoring, login, account recovery, and fraud prevention.
- Design and implement complex systems at the intersection of security, legal & compliance, risk, and product engineering.
- Guide team's full stack development practices and collaborate with senior engineering leaders.

## Requirements
- Experience designing, building, and operating systems for fraud detection, prevention, or risk mitigation in high-trust environments.
- Familiarity with building customer-facing and internal tools requiring strong reliability, auditability, and risk handling.
- Exposure to identity, access, privacy, compliance, financial workflows, or trust-critical user experiences.
- Track record balancing user experience, business goals, and control frameworks in scalable fullstack systems.
- Proven experience scoping, building, and leading technical projects from discovery through release.
- Experience in at least one server-side language (Ruby, Java, C#, C++, Python; we use Ruby on Rails).
- Experience building interactive web applications using modern JavaScript frameworks (we use React).
- Strong understanding of technical design, architecture, and complexity in web applications.
- Experience gathering inputs, building consensus, and making technical decisions inclusively.
- Effective communication with technical and non-technical colleagues.
- Commitment to upskilling teammates through feedback, pairing, and mentorship.
- Passion for software engineering, agility, pragmatism, automated tests, and shipping without compromising quality.

## Compensation
New York City: $200,000 - $238,000  
Competitive equity package, health/dental/vision benefits, 401(k) match, flexible PTO, potential incentive bonus.

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