# Senior AML Analyst

**Company:** [Infinite](https://hotfix.jobs/companies/infinite)
**Location:** San Francisco, CA
**Role:** Business Operations
**Experience:** 3+ years
**Skills:** Aml/Bsa, Transaction Monitoring System, Tms, Sar/Uar, Blockchain Analytics, Chainalysis, Cipherowl, Elliptic, Trm Labs, Ofac, Fatf, Kyb, Cdd, Edd, Middesk, Sanctions.Io
**Posted:** 2026-04-16

> Senior AML Analyst owns transaction monitoring, investigations, and suspicious activity reporting for stablecoin cross-border payments. Requires 3-5 years AML experience, knowledge of FinCEN/OFAC regs, and blockchain analytics tools.

## Job Description

## Responsibilities

### Transaction Monitoring & Investigations
- Own daily alert triage across all supported stablecoin networks.
- Monitor for risk patterns: structuring across payout batches, round-dollar anomalies, just-below-threshold transfers, unusual geographic velocity.
- Analyze volume-based triggers against expected activity profiles - flag sudden spikes, dormant account reactivation, velocity rule exceptions.
- Conduct behavioral analysis by vertical, comparing customers against peer group patterns.
- Execute full investigation lifecycle: alert review, customer file review, on-chain and fiat transaction analysis, EDD when triggered, documentation, escalation or closure.

### Suspicious Activity Reporting
- Draft UARs for CCO review with transaction timelines, on-chain tx hashes, wallet addresses, counterparty info, corridor context.
- Support SAR preparation as MTLs obtained and direct FinCEN filing required.

### Ongoing Customer Due Diligence
- Execute risk-tiered CDD refreshes (annual/semi-annual/quarterly by risk level).
- Compare actual transaction volumes against onboarding expectations, flag deviations (e.g., >$2.5M/month high-risk threshold, geographic shifts, undisclosed pivots).
- Support quarterly portfolio risk analysis.

### Compliance Operations & Program Building
- Contribute to monitoring rule design and threshold calibration.
- Support KYB onboarding reviews, independent testing prep, SOP development.

## Requirements

**Required**
- 3–5 years AML/BSA experience in transaction monitoring, investigations, SAR/UAR writing at fintech, payments, MSB, or bank.
- Working knowledge of BSA/AML regs, FinCEN guidance (incl. virtual currency), OFAC sanctions, FATF recommendations.
- Hands-on experience with TMS alert triage, case management, SLA-driven investigation queues.
- Strong pattern recognition across fiat/digital asset data with clear written narratives.
- Understanding of cross-border payment flow AML risks.
- Comfortable building processes in early-stage environment.

**Preferred**
- CAMS, CFCS, or equivalent certification.
- Blockchain analytics platform experience (**CipherOwl**, **Chainalysis**, **Elliptic**, **TRM Labs**).
- Familiarity with stablecoin settlement mechanics and compliance risks.
- Experience at company navigating MTL licensing or sponsor bank relationships.
- Prior work with **Middesk**, **Sanctions.io**, **Socure RiskOS**.
- Exposure to US-LATAM, US-Africa, US-Europe, US-Southeast Asia corridors.
- Understanding of GENIUS Act and US stablecoin regs.

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