# Full-Stack Software Engineer

**Company:** [Cardless](https://hotfix.jobs/companies/cardless)
**Location:** San Francisco, CA
**Role:** Fullstack Engineering
**Salary:** $175k – $275k/yr
**Experience:** 5+ years
**Skills:** React, JavaScript, Component Architecture, Design Systems, State Management, Accessibility, Testing, Next.js, Tailwind, React Native, Yarn, Rest, GraphQL, Micro-Frontends, API Design
**Posted:** 2026-08-31

> Build and evolve Cardless’s frontend platform, consumer cardholder experiences, and internal operations and risk tools. The role requires 5+ years of frontend engineering experience, including 3+ years with React, plus strong component architecture, accessibility, testing, and cross-functional delivery skills.

## Job Description

## Responsibilities
- Own and evolve the component library and design system with scalable, reusable components and consistent patterns.
- Build and ship consumer app features, including cardholder onboarding, account management, and rewards.
- Design and build internal tools for operations and risk teams.
- Take projects from concept through requirements, implementation, testing, deployment, and maintenance.
- Partner with product, design, backend engineering, partners, risk, and compliance teams.
- Improve performance, accessibility, observability, and developer experience across the stack.
- Contribute to frontend platform architecture decisions.
- Provide technical guidance to engineering peers.

## Requirements
- 5+ years of frontend engineering experience building production systems at scale.
- 3+ years of React experience across consumer products and data-heavy internal tools.
- Strong fundamentals in state management, component architecture, accessibility, testing, and UI quality.
- Experience building and maintaining component libraries or design systems across multiple products.
- Ability to work across consumer, partner-facing, and internal applications while maintaining high-quality user experiences.
- Track record of delivering complex projects end-to-end in cross-functional environments.
- Clear communication, rapid learning, and willingness to teach others.
- Comfort working in fast-moving, ambiguous environments with competing priorities and deadlines.

## Nice-to-haves
- Experience in fintech, payments, fraud, or financial services.
- Familiarity with micro-frontend architectures or component library development.
- Familiarity with Next.js, Tailwind CSS, React Native, and Yarn monorepos.
- Working knowledge of API design and backend integration patterns, including REST and GraphQL.
- Familiarity with experimentation and personalization systems.

## Compensation and Benefits
- Annual starting salary: **$175,000–$275,000**, plus equity and benefits.
- Meaningful startup equity.
- Health, vision, and dental coverage.
- Catered lunches.
- $250/month commuter benefit.
- Parental leave.
- Team-building events and happy hours.
- Flexible PTO with a minimum of 15 days off per year.
- Apple equipment.
- 401(k) plan.

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