# Software Engineer, Banking

**Company:** [Ramp](https://hotfix.jobs/companies/ramp)
**Location:** Remote
**Role:** Backend Engineering
**Salary:** $142k – $335k/yr
**Experience:** 5+ years
**Skills:** Backend Engineering, Distributed Systems, System Design, Performance Optimization, Production Reliability, Fintech, Payments, Banking, Ach, Crypto, Financial Apis, Ledgering
**Posted:** 2026-05-27

> Build large-scale backend systems for money movement and payments infrastructure at Ramp. Own end-to-end architecture, reliability, and integrations with banking and crypto rails.

## Job Description

## What You'll Do
- Design and build large-scale backend systems for money movement with strict correctness requirements
- Architect clean, extensible abstractions for complex payments infrastructure — making it easier for other teams to interface with financial rails
- Build systems that handle both traditional banking and emerging crypto payment rails
- Interface with diverse third-party banking and payments partners to accelerate feature delivery
- Own problems end to end — from technical architecture to production reliability to partner integrations
- Bring deep attention to detail to financial systems where doing things right matters more than moving fast

## What You Need
- 5+ years of backend or platform engineering experience, ideally in high-scale production environments
- Strong systems design skills — ability to take ambiguous requirements and architect reliable, maintainable solutions
- Comfort with distributed systems, performance optimization, and production reliability
- Experience thriving in fast-moving environments with high ambiguity and independent problem-solving
- A builder mentality — you own outcomes, not just tickets

## Nice to Have
- Experience in fintech, payments, or banking (ACH, card rails, crypto, ledgers)
- Familiarity with financial concepts: billing, reconciliation, ledgering, banking flows
- Experience integrating with third-party financial APIs or banking partners
- Background working closely with enterprise customers or navigating treasury management systems

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**Apply:** https://hotfix.jobs/jobs/438a3287-245c-4b0d-9247-7959c735e1ed
**Canonical:** https://hotfix.jobs/jobs/438a3287-245c-4b0d-9247-7959c735e1ed