# Risk Manager

**Company:** [Betterment](https://hotfix.jobs/companies/betterment)
**Location:** New York, NY
**Role:** Other
**Salary:** $140k – $155k/yr
**Experience:** 4+ years
**Skills:** Risk Management, SQL, Third-Party Risk, Operational Risk, AI Tools, Automation Tools, Audit, Governance, Financial Services
**Posted:** 2026-07-07

> Risk Manager on the 2LOD team owning risk processes, performing assessments, monitoring third-party and operational risks, and providing effective challenge to product teams. Requires 4+ years financial services operational risk experience, SQL/data skills, and proficiency with AI/automation tools.

## Job Description

## Responsibilities
- Own a portfolio of risk processes end to end, with a high degree of ownership over outcomes.
- Proactively monitor risks related to third-party vendors.
- Follow up on open issues to drive management attention and timely remediation.
- Provide effective challenge feedback to product managers on new products and features.
- Operate and monitor the results of control testing and monitoring processes.
- Run SQL queries and reports, using AI tools for efficiency and automation.
- Document complex business processes.
- Provide evidence to auditors and examiners.
- Partner across the second line and with Engineering, Security, Compliance, Legal, and Operations to assess and communicate risk in a way that earns buy-in.

## Requirements
- 4+ years of experience in financial services with exposure to one or more operational risk areas (e.g., third-party risk, fraud, incident management, identity theft, records retention, audit fieldwork and reporting, and/or governance).
- Intellectual curiosity and the ability to build context quickly in unfamiliar risk areas, supported by the team and by AI tools.
- Proficiency using AI and automation tools to identify, document, and communicate risk management activities.
- Strong, concise written and verbal communication, including the ability to deliver effective challenge while preserving partnership.
- Good judgment in ambiguous situations with limited information, while always doing what is best for our customers.
- Comfort working with data (e.g., SQL, spreadsheets) to test controls and support conclusions.

## Nice-to-Haves
- Professional certifications such as the CISA are a plus.

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