# Senior Software Engineer, Capital Insights

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Backend Engineering
**Salary:** $167k – $231k/yr
**Experience:** 4+ years
**Skills:** Ruby on Rails, Java, SQL, Airflow, Spark, dbt, ClickHouse, Snowflake, BigQuery, Redshift, Databricks, Looker, Rest
**Posted:** 2026-04-20

> Builds and maintains backend services, data pipelines, and reporting infrastructure for partner-facing financial reporting in fintech. Requires 4+ years backend experience, SQL, data pipelines like Airflow/Spark/dbt, and system ownership.

## Job Description

## How you’ll make an impact
- Design and evolve backend services, data models, and reporting APIs that power partner-facing reporting across multiple lending products
- Build and maintain data pipelines and reporting systems that deliver accurate, timely loan and portfolio data under strict SLAs
- Improve system reliability and operational health by reducing incidents, automating manual processes, and strengthening observability
- Lead design and implementation of cross-product platform capabilities, including unified APIs and portals
- Partner with Capital Markets, Finance, and Data teams to define requirements, troubleshoot production issues, and deliver scalable solutions
- Identify structural inefficiencies in legacy systems and drive platform-level improvements that reduce operational burden
- Mentor engineers on best practices for data modeling, distributed systems design, and production operations in a regulated fintech environment

## Minimum Qualifications
- **Bachelor’s degree** in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) plus **4+ years** of experience building and operating backend systems
- Experience with at least one modern backend stack (**Ruby on Rails**, **Java**, or similar) and relational databases (**SQL**)
- Hands-on experience with data pipelines or analytical data stores, such as **Airflow**, **Spark**, **dbt**, **ClickHouse** / **Snowflake** / **BigQuery** / **Redshift**, or equivalent technologies
- Experience owning systems end-to-end, including design, deployment, monitoring, and on-call support

## Preferred Qualifications
- Experience in fintech, lending, capital markets, or financial reporting environments with high data accuracy requirements
- Knowledge of modern data platforms and analytics tools (**Databricks**, **ClickHouse**, **Looker**, **dbt**)
- Experience designing and maintaining external APIs (**REST**) or file-based data integrations for enterprise partners
- Ability to improve system reliability through observability, automation, and incident reduction practices
- Ability to collaborate across technical and non-technical teams to define requirements and deliver solutions

## Similar roles

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**Apply:** https://hotfix.jobs/jobs/3e49a27e-7341-4da3-87e8-7f848507764a
**Canonical:** https://hotfix.jobs/jobs/3e49a27e-7341-4da3-87e8-7f848507764a