# Staff Software Engineer - Credit Insights

**Company:** [Plaid](https://hotfix.jobs/companies/plaid)
**Location:** New York, NY
**Role:** Backend Engineering
**Salary:** $208k – $274k/yr
**Experience:** 7+ years
**Skills:** Backend Engineering, Machine Learning, Data Science, API Design, Feature Serving, Production Pipelines, Model Training, System Architecture, Technical Leadership, Credit Underwriting
**Posted:** 2026-08-19

> Leads architecture and execution for large-scale credit insights platforms, spanning online feature serving, offline pipelines, and machine-learning systems. The role requires strong backend scaling experience, technical leadership, and collaboration with product, data science, and ML teams.

## Job Description

## Responsibilities
- Lead technical architecture and execution across credit insights products, including data fetching, online feature serving for API requests, offline production pipelines, and model-training tooling.
- Scale and evolve the architecture through an expected approximately 100x increase in load.
- Collaborate with Product, Data Science, and Machine Learning teams to develop and scale insights products for credit-underwriting use cases.
- Mentor engineers and contribute to a strong, inclusive team culture.

## Requirements
- Strong experience building and scaling backend products.
- Strong technical leadership skills, including mentoring peers, leading projects, and driving architectural decisions.
- Demonstrated success building and maintaining production systems that serve and support machine-learning models in online and offline settings.
- Experience working closely with data science or machine-learning teams.
- Experience collaborating with cross-functional stakeholders and engineering teams and leaders.

## Nice to Have
- Experience working in the credit or lending space.

## Compensation and Benefits
- Annual salary range: $207,600–$273,600.
- Additional compensation may include equity and/or commission, depending on the position.
- Comprehensive benefits include medical, dental, vision, and 401(k).

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