# Credit Analyst Manager

**Company:** [Parker](https://hotfix.jobs/companies/parker)
**Location:** New York, NY
**Role:** Other
**Salary:** $180k – $205k/yr
**Experience:** 10+ years
**Skills:** Plaid, Alloy, Ocrolus, Underwriting Automation, Financial Statements Analysis, Cash Flow Analysis, Credit Risk, Scoring Models, Smb Lending, Ecommerce Credit
**Posted:** 2025-08-05

> Leads credit analyst team to evaluate business creditworthiness for corporate card and lending products, refines credit policies, analyzes financial data, and collaborates on automation and scoring models. Requires 10+ years in underwriting or credit risk, ideally in fintech or SMB lending.

## Job Description

## What You’ll Do
- Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
- Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
- Analyze financials, bank data, and alternative data sources to assess creditworthiness.
- Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
- Support Sales and Success teams with responsive, well-informed credit decisions.
- Monitor portfolio performance and adjust underwriting strategies accordingly.
- Help build a scalable, high-performing underwriting team over time.

## What We’re Looking For
- 10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products
- Background in fintech, payments or embedded credit products
- Strong analytical mindset with experience evaluating financial statements and cash flow.
- Familiarity with underwriting automation tools and workflows
- Excellent communication skills and a collaborative, low-ego approach
- Experience in high-growth startups or fintech environments is a plus

## Nice to Have
- Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
- Exposure to capital markets or structured finance
- Experience with tools like Plaid, Alloy, and Ocrolus

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**Canonical:** https://hotfix.jobs/jobs/2888440a-9381-4c8a-b423-10b92ee43ae6