# Senior Commercial Counsel

**Company:** [Column](https://hotfix.jobs/companies/column)
**Location:** San Francisco, CA
**Role:** Legal
**Salary:** $210k – $300k/yr
**Experience:** 8+ years
**Skills:** Contract Negotiation, Commercial Agreements, Fintech Law, Banking Regulations, Payments Law, Money Transmission, Structured Finance, Legal Playbooks, Project Management
**Posted:** 2026-07-27

> Senior Commercial Counsel will structure, draft, and negotiate complex banking, payments, and partnership agreements for a fintech bank. Requires 8+ years legal experience with fintech or banking focus, strong commercial negotiation skills, and ability to build scalable legal templates while partnering cross-functionally with Sales, Risk, and Compliance.

## Job Description

## Responsibilities
- Own complex agreements end-to-end: Structure, draft, and negotiate complex customer, vendor, and third-party agreements covering a broad range of banking products and services, including agreements related to payments and money movement services and banking partnerships inclusive of deposit account, card, and lending programs.
- Build and manage legal playbooks and templates that scale: Develop and maintain templates and inventories of contracts, terms of services, notices, and disclosures for the Bank’s products, services, and distribution channels that enable speed without sacrificing quality.
- Negotiate: Lead negotiations with high-growth fintechs and enterprise customers, balancing commercial priorities with regulatory requirements.
- Develop strong cross-functional partnerships: Work closely with the Sales and Business teams to understand the Bank’s goals, strategy, and risk tolerance for each deal in order to develop an efficient and risk-based contracting strategy.
- Expand into additional areas of law: As the fourth member of our growing Legal team, you'll support each other with novel research, product and regulatory advice, exam management, subpoena responses, litigation deliverables, and corporate governance materials.
- Help us level up how Legal operates: Serve as a thought partner to the business and legal to support Column's ongoing growth through improvements to bank agreements, policies, and legal processes.

## Requirements
- 8+ years as a practicing lawyer; priority given to candidates with law firm experience in a technology transactions or fintech practice and/or in-house experience at a fintech or financial institution.
- Experience driving complex commercial negotiations.
- Ability to independently draft and negotiate commercial agreements, with a strong understanding of both contract law and commercial transactions.
- Comfort with project management, deadlines, and juggling execution across multiple initiatives for multiple stakeholders.

## Nice-to-Haves
- Understanding of traditional commercial banking products and services including ACH and wire transactions, accounts, lending, cards, cash management, sweeps, and check issuance/deposit, among others.
- Experience in structured finance or with lending products.
- Understanding of money transmission.

## Compensation and Benefits
- Annual base salary range: $210,000 - $300,000 + equity.
- Comprehensive health, dental, and vision plans, including options that are 100% covered by Column for you and 100% covered for your dependents.
- Comprehensive family planning and fertility benefits via partnership with Carrot, including reimbursement of up to $20,000 in qualified expenses.
- Up to $2,000 (post-tax) monthly rent subsidy for employees living within 2 miles of Column’s office.
- FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses.
- 401k plan, including self-directed brokerage options.
- Flexible time-off policy - take the time off that you want and need to relax and recharge.
- 100% paid parental leave, including 16 weeks for birth mothers, 12 weeks for primary caregivers, and 8 weeks for secondary caregivers.
- Up to $4,500 in annual reimbursements for backup childcare.
- Catered lunches and dinners for SF employees.
- Commuter benefits, including paid transportation to-and-from the office.
- Regular team building events, including annual offsite.

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