# Principal Software Engineer, Capital Marketplace

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Backend Engineering
**Salary:** $186k – $258k/yr
**Experience:** 8+ years
**Skills:** Software Engineering, System Architecture, Large-Scale Systems, High Availability, Technical Leadership, Mentoring, Prototyping, Roadmap Planning, Cross-Team Collaboration, Innovation
**Posted:** 2026-02-26

> Leads technical roadmap, architecture evolution, and innovation for Capital Supply systems at scale. Requires 8+ years experience building highly available consumer products, leading cross-team initiatives, and mentoring leaders.

## Job Description

## Role Summary\nPrincipal Engineer on the Capital Supply team, collaborating across Upstart's business and engineering to drive technical roadmap, architecture, and innovation for Capital Marketplace systems.\n\n## How you’ll make an impact:\n- Help define the Capital Supply engineering’s longer term technical roadmap ensuring alignment with business objectives\n- Guide the architectural evolution of Capital Supply systems with an emphasis on systems shared across the Capital Market engineering teams\n- Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction\n- Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation\n- Partner with product leaders to shape product direction and drive business impact across all Capital Supply products\n- Lead from the front, while mentoring and developing technical leaders\n- Identify and prioritize high leverage and impactful opportunities\n\n## What we’re looking for:\n### Minimum requirements:\n- Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 8 years of experience\n- Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available consumer products\n- Ability to explain complex business and technical concepts to all audiences\n- Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth\n- Track record of successfully mentoring and developing technical leaders\n\n### Preferred qualifications:\n- Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations\n- Has driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others\n- Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps\n- Ability to influence and lead without direct authority\n- Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs

## Similar roles

- [Principal Software Engineer, Money Group](https://hotfix.jobs/jobs/fd0d9d81-9a04-4c05-b887-ac3bdd557b78) - Gusto - Denver, CO - $189k – $278k/yr
- [Principal Software Engineer, Cash Line](https://hotfix.jobs/jobs/e1e74480-5579-4f6b-ae40-7940602bb645) - Upstart - Remote - $183k – $270k/yr
- [Principal Software Engineer](https://hotfix.jobs/jobs/23d10299-39fe-41e8-8b7c-0377b576e2c6) - Upstart - Remote - $191k – $264k/yr
- [Principal Engineer, Streaming Systems](https://hotfix.jobs/jobs/757b02c1-21d8-4040-aa76-252b813de530) - Hightouch - Remote - $180k – $320k/yr
- [Principal Software Engineer, Trading Systems](https://hotfix.jobs/jobs/b74b90dc-d5c7-4e3a-9e16-f1fa4a82333f) - NinjaTrader - Chicago, IL - $195k – $220k/yr

**Apply:** https://hotfix.jobs/jobs/13542967-b5aa-40b2-b977-0afea92ed737
**Canonical:** https://hotfix.jobs/jobs/13542967-b5aa-40b2-b977-0afea92ed737