# AML Operations Analyst, Compliance Operator

**Company:** [Ramp](https://hotfix.jobs/companies/ramp)
**Location:** New York, NY, San Francisco, CA
**Role:** Other
**Salary:** $100k – $150k/yr
**Experience:** 4+ years
**Skills:** AML, Sar Filing, Sanctions, Edd, Kyc, Kyb, Financial Crimes Compliance, Transaction Monitoring, AI Automation, Acams
**Posted:** 2026-07-13

> AML Operations Analyst conducting investigations, drafting/filing SARs, optimizing AML systems with AI/automation, and supporting sanctions/KYC workflows in a fast-growing fintech environment. Requires 4+ years compliance experience including 2 years AML investigations and prior fintech background.

## Job Description

## Responsibilities
- Review and disposition escalations from transaction monitoring alerts and internal referrals, conducting full investigations and determining reporting obligations.
- Draft and file Suspicious Activity Reports (SARs) and Unusual Activity Reports (UARs), ensuring narratives are accurate, defensible, and submitted within required timeframes.
- Flex into Sanctions, PEP, and KYC/EDD workflows as needed.
- Perform secondary peer reviews.
- Assist in the ongoing optimization of Ramp’s AML systems and tooling, including rule tuning, automation implementation, and testing.
- Drive workflow design updates, process improvements and simplification, and contribute to maintenance of procedures and training materials.
- Support responses to bank partner requests, audits, and regulatory reporting and obligations.
- Triage and respond to escalations from internal teams to Compliance.

## Requirements
- Minimum 4 years of experience in compliance advisory or operations teams, with at least 2 years as an AML investigator in an operations team (1LOD or 2LOD).
- Experience drafting and filing SARs/UARs.
- Demonstrated familiarity with Sanctions, EDD, KYC/KYB and financial crimes compliance.
- Ability to handle multiple and fast-changing priorities.
- Exceptional written and verbal communication skills.
- Strong investigative and critical thinking skills.
- Prior Fintech experience required.

## Nice-to-Haves
- AI fluency, with experience delivering automation/AI solutions in compliance.
- Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance.
- Experience supporting a growing compliance team.
- Experience in high-growth start-ups, particularly in Fintech.
- Experience working cross-functionally with key stakeholders such as risk, engineering, and operations teams.

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