# Backend Engineer, Credit Decisions

**Company:** [Stripe](https://hotfix.jobs/companies/stripe)
**Location:** Chicago, IL
**Role:** Backend Engineering
**Salary:** $173k – $260k/yr
**Experience:** 6+ years
**Skills:** Java, Ruby, Scala, Python, SQL, Spark, AWS, gRPC, GraphQL, Docker, Kubernetes, Distributed Systems
**Posted:** 2026-07-24

> Backend Engineer building elegant APIs, user experiences, and critical systems that power financial decision-making and credit decisions at Stripe. Requires 6+ years experience across the stack with languages like Java/Python, distributed systems, and cloud tools including AWS/Kubernetes.

## Job Description

## Responsibilities
- Work with a wide range of systems, processes and technologies to own and solve problems from end-to-end.
- Collaborate with engineers, designers, data scientists, and product managers to develop new features and products.
- Uphold high engineering standards and bring consistency to the many codebases and processes encountered.
- Build elegant APIs and user experiences that enable merchants to run and scale their businesses.
- Contribute to the design and architecture of the next generation of infrastructure to meet high growth needs.
- Work alongside peer engineering teams, data scientists and strategy partners to design and implement critical systems that power financial decision-making.

## Requirements
- Bachelor's degree or foreign equivalent in Software Engineering, Computer Science, or a related field, plus six (6) years of experience in Software Development.
- Six (6) years of experience with/in:
  - Working across the stack and navigating codebases with different languages, including 2 of the following: Java, Ruby, Scala, Python, or SQL.
  - Tools including: Spark, IDE, and AWS.
  - Developing user-facing experiences and writing queries for analyzing experiment results.
  - Distributed computing or large-scale distributed systems.
  - Cloud based services, including: gRPC, GraphQL, Docker, Kubernetes, or AWS.

## Compensation
- Base salary: $173000 - $259600/yr (any sales commissions or bonuses would be in addition).
- Additional benefits may include: equity, company bonus, 401(k) plan, medical/dental/vision benefits, wellness stipends.
- 40 hrs/week.
- 50% Telecommuting permitted.

## Similar roles

- [Senior Software Engineer, Database Systems](https://hotfix.jobs/jobs/2be4b98c-d857-4ddb-b9ec-2e832997ae1f) - Everlaw - Oakland, CA - $173k – $251k/yr
- [Senior Software Engineer II of Trading](https://hotfix.jobs/jobs/35e04cc5-3fcb-4cca-81b9-0aedc3058f11) - Forge - New York, NY - $174k – $210k/yr
- [Senior Software Engineer 2, IAM](https://hotfix.jobs/jobs/5532d249-acdf-45a4-af76-0b0e9f6c8306) - Drata - San Francisco, CA - $175k – $236k/yr
- [Senior Software Engineer](https://hotfix.jobs/jobs/8e160a0f-8e6e-439d-aa66-0710e581b17f) - Fivetran - Oakland, CA - $175k – $210k/yr
- [Senior Software Engineer, Cloud Monitoring Service](https://hotfix.jobs/jobs/fca599d1-c59d-4114-bd9d-6bd08889ee5e) - Crusoe - San Francisco, CA - $175k – $210k/yr

**Apply:** https://hotfix.jobs/jobs/0967c2d4-fa55-4d26-8b0c-343b94d1a69d
**Canonical:** https://hotfix.jobs/jobs/0967c2d4-fa55-4d26-8b0c-343b94d1a69d