# Software Engineer - Risk Solutions

**Company:** [TheGuarantors](https://hotfix.jobs/companies/theguarantors)
**Location:** New York, NY
**Role:** Backend Engineering
**Salary:** $160k – $185k/yr
**Experience:** 5+ years
**Skills:** Go, Java, Python, C#, SQL, Postgres, Kubernetes, api gateways, Distributed Systems, Microservices, AWS, Azure, GCP, Terraform, Observability
**Posted:** 2026-08-13

> Builds and owns backend underwriting and pricing infrastructure, including decisioning systems, data integrations, and risk rules. The role requires 5+ years of backend engineering experience, advanced SQL, distributed systems expertise, and familiarity with cloud infrastructure and production operations.

## Job Description

## Responsibilities
- Own a portion of the underwriting and pricing platform end to end, from requirements through development, QA, and production.
- Lead technical design discussions, evaluate tradeoffs, and write clean, maintainable code through a strong code review culture.
- Build and extend critical decisioning systems at the core of underwriting and pricing.
- Partner with Product, Design, Operations, Risk analysts, and Engineering to align priorities and deliver high-impact solutions.
- Communicate updates, risks, blockers, and recommendations clearly and proactively.
- Identify opportunities to improve team processes, engineering output, and stakeholder and user experience.
- Manage assigned work independently and follow through on commitments, deadlines, and deliverables.
- Ensure work complies with applicable policies, procedures, standards, and regulatory requirements.

## Requirements
- 5+ years of experience building backend services with Go, Java, Python, or C#.
- Go experience is not required, but willingness to learn and use Go is expected.
- Proven ability to independently execute complex engineering projects from design through delivery.
- Advanced SQL skills and experience with PostgreSQL or other relational databases.
- Familiarity with modern web infrastructure and production operations, including caching, Kubernetes, API gateways, observability, and deployment patterns.
- Strong understanding of distributed systems and microservice architecture.
- Experience with cloud providers such as AWS, Azure, Google Cloud, or OCI.
- Experience managing infrastructure with infrastructure-as-code tooling such as Terraform.
- Ability to manage complex features end to end, partner with product and cross-functional stakeholders, and deliver high-quality work in a dynamic environment.

## Nice to Have
- Experience working in a workflow orchestration or machine learning infrastructure environment.
- Experience working in a fast-paced, high-growth, cross-functional environment.

## Compensation and Benefits
- Annual U.S. base salary range: **$160,000–$185,000**.
- Medical, dental, and vision insurance beginning day one.
- Health savings account with employer contribution.
- Generous paid time off and paid holidays.
- Flexible working hours.
- 401(k).
- Paid parental leave.
- Company-sponsored short- and long-term disability.
- Flexible spending accounts for healthcare, dependent care, and commuter expenses.
- Competitive salary.

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**Canonical:** https://hotfix.jobs/jobs/02def162-399b-4640-a00e-e01b1319c5b5